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Ferdinand has an appointment in Townhall at 12:30 PM.
He must walk 25 minutes from his house to the train station.
The train from Glenfield to Townhall takes 1 hour and 18 minutes.
It takes him 15 minutes to walk from Townhall train station to his appointment.

What is the latest time he can leave his house in order to be punctual for his appointment?